Protect your biggest asset for less than a coffee a month
Start free and see your mortgage health. Upgrade when you're ready for savings that more than pay for themselves.
Free
- Mortgage tracker & amortization
- Full payment breakdown
- Home equity snapshot
- PMI drop-date estimate
- Refinance rate tracker
- PMI & equity alerts
- Refinance target-rate alerts
- HomeFlow reminders
- Title Guard fraud alerts
- Encrypted document vault
Pro
- Everything in Free, plus:
- PMI removal & equity milestone alerts
- PMI Removal Kit included ($49 value)
- Escrow surplus & shortage monitoring
- Property Tax Watch: yearly review + appeal-window alerts
- Title Guard: county deed & lien fraud alert setup
- Refinance target-rate alerts (tracker is free)
- HomeFlow maintenance reminders
- Encrypted document vault
- Priority email support
No charge today · Cancel anytime
PMI Removal Kit
- Your two PMI removal dates: when you can request it (80% LTV) and when it ends automatically (78%)
- Auto-generated lender request letter
- Appraisal & extra-payment playbook
- Alerts until PMI is confirmed removed
Included free with Pro: buy standalone only if you're staying on Free
Estimates only, not financial advice. Verify with your lender.
Pricing questions
Yes. New subscribers get 14 days of Pro completely free. No charge until the trial ends, and you can cancel before then with zero cost. The trial is a one-time offer per account.
Yes. Cancel anytime from Manage Plan. You'll keep Pro until the end of the period you've already paid for. No long-term commitment.
Yes, anytime from Manage Plan. Annual billing is $60/yr (about $5/mo), roughly 38% less than paying $8/mo month-to-month.
The Kit is a guided, one-time walkthrough to get PMI removed: your exact removal dates (when you can request it at 80% loan-to-value, and when it ends automatically at 78%), an auto-generated lender request letter, an appraisal & extra-payment playbook, and alerts until PMI is confirmed removed. It's included free with Pro. The standalone $49 price is only for Free-plan users who want just that one job done.
From time to time, yes. If you ever consider canceling, we may offer a loyalty discount to keep protecting your mortgage. Our goal is to save you far more than you pay us.
Yes. The mortgage tracker and your full financial model stay free with no time limit. Upgrade only if you want the alerts and tools that help you save.